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Disclaimer:

Mutual Funds Investments are subject to market risk, please read all scheme related documents carefully.(KIM & SID) Before Investing with us or from our website or AMC website.

We only deal in Regular plans.We never try to Predict Markets., Past performance may or may not sustain in the future. Please check every transaction before approving, as it prevents any human error or any technical error.

It's important to monitor your SIP installments. If any SIP Installment is missed or bounce please contact us directly to repurchase that transaction .Mandate Charges and Bounce Charges levied by investor bank, amount varies.

Lock in Period and Exit load

Retirement Fund / Children's Gift Fund:
Lump-sum Investment has a lock in period of 5 years, (In case of SIP, each installment has a lock-in period of 5 years).
Tax Saver / ELSS Fund:
Lump-sum Investment has a lock-in period of 3 years, (In case of SIP, each installment has a lock-in period of 3 years).
Exit load:
SIP and lump-sum investments have different exit load structures. Each SIP installment is treated as a fresh purchase, so exit loads apply separately if redeemed within 12 to 24 months. Exit load charges vary across schemes, and investors should review them before withdrawal.

Taxation & TDS Rules: STCG(Short Term Capital Gain) & LTCG ( Long Term Capital Gain) are applicable as per existing taxation rules it varies from Scheme to Scheme and Investment Date, Redemption Date, Investment Holding time. Investors are advised to consult their tax advisor before doing any transaction: Purchase / Switch / Redemption / STP / SWP Tax benefits are subject to change in Tax Laws

NRE/NRO: If you're investing through NRE/NRO account TDS will be applicable as per the rules.

Dividend Option: Even if one is taking Dividend Option, please note that dividend payment is not assured and there may not be any dividends if the fund fails to generate any surpluses.TDS(Tax Deducted at Source) is also applicable as per rules.

Updating Personal Information: Any changes in name, address, mobile number, email, nominee details, or bank account information must be reported immediately to avoid delays in statements, fund transfers, or redemption processing. Regulatory compliance requires investors to ensure that all records remain current.

Nominee &Joint Holder Updates: If a nominee or joint holder passes away, it is essential to update records promptly to prevent complications in claiming investments. Investors should visit our office with valid proof, such as the death certificate and identity verification documents, to facilitate changes. Keeping nominee details updated ensures that investments are transferred smoothly to legal heirs when required, avoiding legal hurdles and delays in fund access.

Review Meetings & Reports: We strongly recommend an annual investment review to track portfolio performance and realign investments with evolving financial goals. Markets change over time, and a periodic review helps optimize asset allocation based on new opportunities or shifts in risk appetite. Investment statements are sent via email from AMCs, ensuring transparency and easy record-keeping.

Valuation Reports & NAV Calculations: The NAV applicable to transactions is determined by the order execution date and cutoff time, as per regulatory norms. Investors should verify NAV timing rules before making purchases or redemption's. But all the information contained in the Reports & Mobile Application is solely meant for informational purposes for use of the recipient only. While we have taken due care and caution in the compilation of the data and the contents herein, no representation is made as to the reasonableness of the assumptions made within or the accuracy of any data in this report. The recipient of the reports alone shall be fully responsible and liable for any decision taken pursuant to or based on these statements.

We reserve the right to rectify errors/discrepancies in the reports, if any are observed or brought to our notice at any point in time, without being liable for such discrepancies.


-Thank You for Trusting & Investing with us-